In the Valencia region, buying a resale home costs about 10% on top of the price. The main item is transfer tax (ITP), at 9% since 1 June 2026. The notary, the Land Registry and, if you take a mortgage, the valuation add roughly €1,250–3,200. On a €250,000 home, budget around €23,750–25,700.

Transfer tax (ITP): 9% since June 2026

Resale homes pay the Impuesto de Transmisiones Patrimoniales (ITP), collected by the Generalitat Valenciana. Since 1 June 2026 the general rate is 9% (it was 10%). Homes worth more than €1 million pay 11% on the full value.

The tax is calculated on the agreed price or the Catastro reference value (valor de referencia), whichever is higher. It is filed on form 600 with the Agència Tributària Valenciana within one month of signing. Buyers aged 35 or under buying their first home may pay 6% or 8%: see First home in Alicante: 2026 taxes and aid explained.

Notary and Land Registry

Notary and registry fees follow official scales and depend mainly on the price. As a guide, for a mid-priced home the deed of sale costs about €600–1,200 at the notary and €400–900 at the Land Registry.

Under the Spanish Civil Code, the seller pays for granting the deed and the buyer pays for the first copy and everything after the sale, unless agreed otherwise. Check what your reservation or deposit contract (arras) says before you sign.

If you buy with a mortgage

Since the 2019 mortgage law (Ley 5/2019), the bank pays the notary, Land Registry and gestoría (paperwork agent) fees for the mortgage deed, and since November 2018 it also pays the stamp duty (AJD) on the mortgage. You pay the valuation (tasación), usually €250–600, and any copies of the deed you request.

Banks usually lend up to 80% of the price or valuation and do not finance taxes or fees. We explain how much a bank will lend in October's Euribor at 3.239%: how much will a Spanish bank lend you?

Example: a €250,000 resale home

These ranges are indicative; tax figures are for guidance only, so please check with your tax adviser. Ask the notary and your bank for a written estimate before you sign the reservation contract.

What it means for you

If you are buying: add about 10% to the price for taxes and fees. With a mortgage you will also need the 20% the bank does not lend, so plan on savings of around 30% of the price.

If you are selling: most purchase costs fall on the buyer, who will look at the total, not just the price. You pay the municipal capital gains tax (plusvalía) and, unless agreed otherwise, the cost of granting the deed. A realistic price from day one helps the numbers work for your buyer.

Frequently asked questions

How much should I add to the price when buying in Alicante? For a resale home, about 10%: 9% transfer tax plus notary, Land Registry and, with a mortgage, the valuation. On €250,000 that is roughly €23,750–25,700.

Is it the same for a new build? No. A new home bought from the developer pays 10% VAT plus stamp duty (AJD) instead of ITP. We explain it in New-build taxes in the Valencia region in 2026.

Who pays the plusvalía? The seller, unless the contract expressly says otherwise. It is a municipal tax on the increase in the value of the land.

See our flats for sale in Benidorm, homes for sale in Alfaz del Pi and Albir or, if you are selling, find out what your home is worth.

Planning to buy? We can work out the full cost of the property you like and how much you could borrow: call us on +34 965 064 440 or message us on WhatsApp on +34 601 868 660. We specialise in Alfaz del Pi, Albir, La Nucía, Altea, Benidorm and Finestrat, with our office in Albir (Alfaz del Pi).

Sources: TaxDown, ITP in the Valencia region (22/10/2026); RSM, Ley 5/2025; HelpMyCash, home buying costs (26/10/2026); Orozco & Asociados, resale buying costs (10/09/2026); Legal Today, Ley 5/2019; Garrigues, Real Decreto-ley 17/2018.